2024 Rhode Island Advocacy Efforts

Active Family Building Legislation


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Current Rhode Island Fertility Insurance Law

Rhode Island has a Fertility Insurance Law. It passed in 1989 and has been amended several times.


The Rhode Island Fertility Insurance Law provides coverage for:

  • Diagnosis and treatment of infertility for women between the ages of 25-42
  • Fertility preservation


Legal Definition of Infertility

“Infertility” means the condition of an otherwise healthy individual who is unable to conceive or sustain a pregnancy during a period of one year.


The health insurance contract may limit coverage to a lifetime cap of $100,000.


Employers who self-insured are exempt from the Rhode Island insurance mandate requirements.

For more information about the Rhode Island Insurance Mandate, please consult RI Gen. Laws sections 27-18-3027-19-2327-20-20 and 27-41-33.

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