Active Family Building Legislation
Resolve New England proudly led the coalition advocating for LD 1539, a comprehensive Fertility Insurance bill in Maine. It became law in May 2022 and was implemented on January 1, 2024.
RNE’s advocacy efforts do not end with the passage of legislation and will continue in Maine.
Current Maine Fertility Insurance Law
Maine has a Fertility Insurance Law. It passed in May 2022 and took effect on January 1, 2024.
Am I covered by the new fertility insurance law?
First, ask your employer if your health plan is “self-insured” or “fully insured”. Unfortunately, self-insured employers do not NEED to follow state mandates (some choose to do so voluntarily). If fully insured, you need to confirm with your employer/insurer that it is a Maine-based plan.
When will coverage take effect?
You should check or ask your employer or insurer if you have an individual or group plan. If you have a group plan, the new coverage requirements go into effect when your plan is renewed (this date varies plan-to-plan and may not be January 1st). For individual plans, the new requirement is in effect on January 1, 2024.
What is covered?
As of February 2024, the Maine Bureau of Insurance has not issued the final Rule for the fertility insurance law. The Rule outlines more specifics about the coverage. Until these are finalized, insurers are developing interim coverage.
Please contact Kate if you have questions or problems related to accessing fertility coverage, or if you want to get more involved in advocacy in Maine. Thank you!