Active Family Building Legislation
Stay tuned for CT updates this session!
Current Connecticut Fertility Insurance Law
Connecticut has a Fertility Insurance Law. It passed in 1989 and has been amended several times.
RNE is an active member of the Fertility Access CT (FACT) Campaign, advocating for improvements to the current statute.
The Connecticut Fertility Insurance Law provides coverage for:
- Infertility diagnosis and treatment for individuals
- Medically necessary fertility preservation
Legal Definition of Infertility
The Act defines infertility as “the condition of an individual who is unable to conceive or produce conception or sustain a successful pregnancy during a one-year period or such treatment is medically necessary.”
This mandate does limit lifetime maximum coverage for ovulation induction (4 cycles), intrauterine insemination (3 cycles), and IVF, GIFT, ZIFT or low tubal ovum transfer (2 cycles). Treatment must be performed at fertility clinics that conform to the guidelines developed by the American Society of Reproductive Medicine (ASRM) and the Society of Reproductive Endocrinology and Infertility (SREI).
Religious employers and employers who self-insured are exempt from the Connecticut insurance mandate requirements.